Be among the very first of your Realtor® peers to enroll in the Portland Metropolitan Association of Realtors® newest certification program to become a HOWNW.com Certified Specialist. There are financial programs and tools that can help address the problem of affordable homeownership and you can learn about them. Increasingly, housing costs in many areas are exceeding the financial reach of many low-to-moderate wage earners, such as service-sector employees, entry-level staff and essential health personnel, as well as teachers, police and firefighters. Additionally, minorities and new immigrants can easily fall victim to discrimination and predatory lending practices. Develop your knowledge and expertise to serve this important and growing market by taking the steps to become a PMAR HOWNW.com Certified Specialist!  Registration will begin in September.